Privacy
Privacy requests
For access, correction, or privacy questions, contact musabcreate@gmail.com.
Information We Collect
XBUX collects only the information needed to provide transfers, secure accounts, and support users.
Account details
Name, phone number, optional email address, hashed credentials, and session records.
Transfer details
Recipient details, corridor, pricing snapshots, payment references, proof metadata, disputes, and payout status.
Security and device data
Location-verification signals, notification history, audit logs, and other records used to protect the service and investigate abuse.
How XBUX Uses Information
We use personal information to operate the service, protect users, and meet legal obligations.
Service delivery
To create accounts, quote transfers, route payouts, send status updates, and respond to support requests.
Security and fraud prevention
To verify activity, protect accounts, prevent misuse, and investigate suspicious or prohibited transactions.
Compliance
To satisfy legal, regulatory, accounting, tax, audit, and recordkeeping requirements that apply to payments and remittance services.
When We Share Information
XBUX does not disclose personal information beyond what is needed to operate and protect the service.
Service providers and partners
We may share data with payout partners, payment processors, hosting providers, communications providers, and fraud-prevention vendors.
Legal disclosures
We may disclose information when required by law, court order, regulation, or to protect users, XBUX, or the public.
Business operations
If XBUX undergoes a merger, acquisition, financing, or sale, information may be transferred as part of that transaction subject to applicable law.
Your Choices and Retention
Users can review account information, request help, and ask about deletion or privacy rights.
Access and updates
You can review account details in-app and contact support if information needs correction or additional review.
Security practices
Passwords and transfer PINs are stored as hashes, pickup data is protected, and operational actions are logged for accountability.
Retention
XBUX keeps records for as long as needed to provide the service, resolve disputes, prevent fraud, and satisfy legal or regulatory obligations.